Lending & yield

Money markets and yield optimizers run by their token holders.

The following 14 pages are in Lending & yield.

Aave DAO🟢 ActiveGovernance of the largest decentralized lending market.Aura Finance🔴 ClosedAura Finance was Convex for Balancer: a protocol whose only product was other people's voting power.Beefy (BIFI)🟢 ActiveBeefy is a multichain yield optimizer that launched in September 2020 and has been governed since December 2021 by BIFI holders voting on Snapshot.Compound DAO🟢 ActiveGovernor Bravo – the template much of DeFi governance copied.Convex Finance🟢 ActiveBoosted Curve rewards and the vote-aggregating Curve wars.Euler (EUL)🟢 ActiveEuler is a permissionless lending protocol on Ethereum, governed by the Euler DAO through its EUL token.Index Coop (INDEX)🟢 ActiveIndex Coop is a DAO that issues tokenised trading strategies on Ethereum and two of its layer-2 networks, Arbitrum and Base.Maple Finance🟢 ActiveMaple Finance is an on-chain credit business that runs as a token-holder DAO. Where a peer-to-pool money market lends against volatile crypto collateral, Maple…Morpho🟢 ActiveMorpho is a decentralized lending network and one of the largest protocols in DeFi, with roughly $7.5 billion in total value locked by early 2026 – the…Ondo Finance (ONDO)🟢 ActiveOndo Finance is one of the largest real-world-asset (RWA) platforms in crypto: it wraps short-term US Treasuries and other regulated instruments into…Pendle Finance🟢 ActivePendle Finance is a decentralized protocol that tokenizes future yield: it wraps a yield-bearing asset and splits it into a Principal Token (PT), redeemable…PoolTogether (POOL)🔴 ClosedPoolTogether is a prize-savings protocol: depositors keep their principal, the yield their deposits earn is pooled, and the pool is paid out as randomly drawn…Spark (SPK)🟢 ActiveSpark is an on-chain allocator of stablecoin liquidity and a lending protocol governed by its own SPK token – and, distinctively, it is a sub-DAO that operates…Yearn Finance🟢 ActiveThe yield aggregator with a famously fair token launch.